Our goal at Cargill Chevrolet is to provide every customer throughout Latham, Albany, Troy, Clifton Park, Colonie, Schenectady, Saratoga, and the surrounding Capital Region with one of the most informed, transparent, and affordable vehicle buying experiences possible. That's one reason we proudly offer AutoPayPlus a flexible payment solution designed to help make managing your vehicle payments easier, more predictable, and more convenient for real life.
AutoPayPlus
Our goal at Cargill Chevrolet is to provide every customer throughout Latham, Albany, Troy, Clifton Park, Colonie, Schenectady, Saratoga, and the surrounding Capital Region with one of the most informed, transparent, and affordable vehicle buying experiences possible. That's one reason we proudly offer AutoPayPlus a flexible payment solution designed to help make managing your vehicle payments easier, more predictable, and more convenient for real life.
Stress-Free Car Shopping
AutoPayPlus at Cargill Chevrolet
A Smarter, Easier Way To Manage Your Vehicle Payments
Buying a vehicle is exciting but we also understand that managing monthly payments matters just as much as choosing the right car, truck, or SUV.
Whether you're commuting down I-87 into Albany every day, driving the family around Clifton Park, heading to work in Troy, or navigating winter roads throughout Upstate New York, AutoPayPlus was designed to help simplify your financial routine.
AutoPayPlus helps many local drivers align their vehicle payments with their paycheck schedule while creating a more manageable and organized approach to paying off their auto loan.
See How AutoPayPlus Accelerates Your Loan Payoff
What Is AutoPayPlus?
AutoPayPlus is a great way for consumers to reduce the amount of interest they pay on their new or pre-owned vehicle purchase and helps managing household expenses by matching payments with paychecks. Over 70% of people in the US get paid either weekly or bi-weekly and over 90% of those have automatic deposit, but most bills are due once per month often making it difficult for people to budget. AutoPayPlus makes it so that your paycheck goes into your bank account, your payment comes out and what's left over is yours to spend. Furthermore, since there are 26 bi-weekly pay periods during the course of a year as opposed to 12 months, you end up making 1 extra car payment per year thus paying down your principal (how much you borrowed) faster, reducing the interest and shortening the term of your loan!
Instead of worrying about one large payment every month, many customers prefer manageable:
- Weekly payments
- Bi-weekly payments
- Semi-monthly payments
For many drivers throughout the Capital Region, this creates less stress and a more comfortable budgeting experience.
Why Cargill Chevrolet Customers Like AutoPayPlus
Drivers throughout:
- Latham
- Albany
- Troy
- Colonie
- Clifton Park
- Schenectady
- East Greenbush
- Saratoga Springs
- Cohoes
- Watervliet
- Rensselaer
appreciate the simplicity and convenience AutoPayPlus provides.
Many customers enjoy benefits such as:
- Easier budgeting
- Payments aligned with payday schedules
- Automated payment convenience
- Less stress around due dates
- Organized account tracking
- Paying down principal faster
- Potentially reducing interest over time*
How AutoPayPlus Works
1. Enroll During Your Vehicle Purchase
When purchasing your vehicle at Cargill Chevrolet , simply ask our finance team about AutoPayPlus enrollment options.
We'll help explain the available payment schedules and answer any questions.
2. Choose Your Preferred Payment Schedule
AutoPayPlus allows you to select a payment structure that works best for your financial routine.
Many local customers choose bi-weekly payments because they naturally line up with common paycheck schedules.
This structure will result in the equivalent of one additional payment per year being applied toward principal once the enrollment fee has been satisfied.*
3. Enjoy Automated Convenience
Once enrolled, your payments are automatically scheduled, helping make your loan easier to manage throughout the life of your vehicle ownership.
Customers can also securely access account information to:
- Review payment history
- Monitor progress
- Track account activity
- Manage eligible additional bills
Want to Talk Auto Finance?
Additional AutoPayPlus Benefits
Convenient Account Access
Access your payment information anytime through secure online and mobile account management.
TransUnion Credit Protection Included
AutoPayPlus includes access to useful credit monitoring tools including:
- Annual credit reports
- Identity monitoring
- Fraud alerts
at no additional cost.
Stress-Free Car Shopping
Flexible Financial Management
Eligible customers may also have the ability to add qualifying bills such as:
- Mortgage payments
- Student loans
- Credit cards
during the introductory enrollment period.
Peace Of Mind
Many Cargill Chevrolet customers appreciate the confidence that comes with knowing their payments are organized, automated, and easier to manage.
Built For Real Life In The Capital Region
At Cargill Chevrolet , we understand that every customer's situation is different.
Some customers commute daily into Albany.
Others travel throughout Saratoga County, Rensselaer County, or Schenectady County for work and family obligations.
AutoPayPlus offers flexibility designed to fit real-life schedules and real-life budgets.
That's part of the Cargill Chevrolet difference.
Frequently Asked Questions
Does AutoPayPlus replace my lender?
No. Your auto loan remains with your lender. AutoPayPlus is a separate payment management service.
Can AutoPayPlus help me pay off my vehicle faster?
Depending on the payment schedule selected, some customers may make additional principal payments over time, which may help shorten the length of the loan and reduce total interest paid.*
Is AutoPayPlus available for used vehicles?
Yes. Ask our Cargill Chevrolet finance team for current eligibility details on both new and pre-owned vehicles.
Can I manage my account online?
Yes. Customers can securely access account information online and through the AutoPayPlus mobile app.
Is there an enrollment fee?
Yes. AutoPayPlus includes a one-time enrollment fee. Please review all program terms and enrollment details carefully.
Ask Cargill Chevrolet About AutoPayPlus Today
If you're shopping for a vehicle near Latham, Albany, Troy, Clifton Park, Colonie, Schenectady, or anywhere throughout New York's Capital Region, ask our team about AutoPayPlus and discover a flexible way to simplify your vehicle payments.
At Cargill Chevrolet, we're committed to helping local drivers find payment solutions that fit their lifestyle - not just selling vehicles.
*Program details, terms, conditions, and eligibility may vary. AutoPayPlus is a third-party payment management service. Results vary based on loan amount, loan terms, payment structure, and individual financing agreements.
How Can We Help?
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Cargill Chevrolet
23 LIVERY ST
PUTNAM, CT 06260
- Sales: (877) 393-9329
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